BRIDGEWEST FINANCE
Accelerating business opportunity through private lending
We provide financing solutions to companies and trusts in New Zealand and Australia. We believe every opportunity is unique, and we custom tailor financing to meet your needs.
Property/Asset Financing
Refinancing from Existing Lenders
Bridge & Acquisition Finance
Receivership Financing
Financing with Convertible Note Options
General loan terms
These are provided as general guidance, every deal has a unique set of requirements and circumstances so terms may differ.
AMOUNTS
From $1,000,000 to $150,000,000
One off or monthly drawdowns
LVR up to 65%
TERMS
Minimum term of 6 months
RATES
Interest rates from 7.5%
Establishment fees from 1%
No penalty/break fee
SECURITY
We can take security over:
- Land and buildings
- Receivables and inventory
- Businesses and their assets
- Personal guarantees
Why us?
Tailored
Custom tailored financing for every unique opportunity
Trusted
Striving to be the most respected lender within our niche, helping business owners realise their dreams
Efficient
Quick turn around so you can move ahead and grow your business
PARTnership
Personal long-term relationships are key. Tell us what’s right for you
Example Loans
Secured Bridging Finance
Refinance of completed subdivision of 25 lots pending issuance of individual titles - bridge to sale. Pre-sales not required. GSA, first mortgage security over the property and another property with personal guarantee also given by the developer. 8% interest + execution fee.
| Term | 12 Months |
| Amount | $14,000,000 |
| LVR | 25% |
| Location | Auckland |
| Security | Registered first mortgage, GSA, Personal Guarantee |
| Exit Strategy | Sale of individual titles |
Construction Financing of Retail/Warehouse
Co-lender funding the construction of a large retail and warehouse space. Build time ~9 months with high-tech warehousing to assist the retail business. Long term lease in place with tenant. Construction term and investment term. Interest rate 13% all inclusive.
| Term | 9 Months + |
| Amount | $25,000,000 total |
| LVR | 50% |
| Location | Auckland |
| Security | Registered first mortgage |
| Exit Strategy | Refinance or Sale of asset |
Property Development and Subdivision
Refinance of farmland undergoing development and subdivision into 300+ lots with first mortgage security and GSA. Presales not required but these were significant which assisted in achieving very competitive pricing for the borrower. Minimum six months interest. Interest rate 7.5% + execution fee.
| Term | Minimum 6 Months |
| Amount | $30,000,000 |
| LVR | 38% |
| Location | Auckland |
| Security | Registered first mortgage, GSA |
| Exit Strategy | Sale of Propeties |
Acquisition Loan with Convertible Note
Facility provided to support the acquisition of retail businesses to support the borrowers buy and build strategy. Exit by way of refinance or IPO. Interest is part cash pay and part capitalised with option to convert capitalised interest to equity upon expiry or IPO. Interest rate 16% + execution fee.
| Term | 12 Months |
| Amount | $2,500,000 |
| LVR | 50% |
| Location | Auckland |
| Security | GSA, personal guarantees |
| Exit Strategy | Refinance or IPO |
Contact us today
Get in touch with us to discuss your lending needs.
